The Importance of Health Insurance for Children

It's one thing to gamble with your own health by not having health insurance for yourself, but not having insurance for your kids is another thing altogether. It's important to make providing health coverage for children a priority. Children who are insured reap the benefits of improved development, improved performance in school, and long term savings in health care costs.

While millions of American children have adequate coverage, more than 9 million (1 in 8) are without any kind of health insurance, and twice that number has gaps in coverage during some period of time over the course of the year. In a struggling economic climate, this number only increases. Without health coverage, families struggle to pay medical bills which only pile up (and sometimes go to collections agencies) when conditions left untreated worsen. Until our legislators can make it a priority to provide health coverage to all children, North Carolina parents must do their best, if they haven't already, to make sure their kids are protected with affordable health insurance.

Their are a number of irrefutable reasons why children should not be without health plans. Children with health insurance...

Have better access to preventive care.
Are more likely to have a steady, primary source of care.
Miss fewer days of school and their parents miss fewer days of work.
Have access to regular check-ups, dental care, shots, and prescription medications.
Are better equipped to do well in school because they are more likely to be healthier than kids without health insurance.
Don’t have to worry as much about lifelong consequences of conditions left unchecked (i.e., bad ear infections could lead hearing loss).
Tend to be more physically, mentally, socially and emotionally developed than children without coverage.
Get the health care services they need, when they need it, no matter the cost!

While it's true that government programs have made gains in reducing the gap between children with health insurance and children without, there are still too many kids out there who are missing out on these critical benefits. Until we can come up with solid legislation to completely eradicate such disparities, we as parents must take the health of our children into our own hands. Parents need to talk to an agent today about quality health plans for your children. Access to health care is absolutely essential for the healthy, secure and steady development of children in their formative years.  Help with finding the right affordable health plan can be found at Direct Marketing Associates in Asheville NC. Having experienced, knowledgeable agents has made them the Number One agent for Blue Cross Blue Shield of North Carolina. Call or click today and let them help you. www.ncinsuranceplansonline.com